Satisfactory Academic Progress
All University of Miami undergraduate students receiving financial aid through federal aid sources, including the Federal Direct PLUS Loan must maintain at least a minimum cumulative GPA and credit hour completion rate to receive financial assistance. Failure to meet these Satisfactory Academic Progress requirements may result in the cancellation/non-renewal of aid awarded.

Policies and Procedures

For the purposes of these policies, an academic year is defined as Summer, Fall, and Spring semesters.

Review and Notification

In order to determine continued aid eligibility, the Office of Student Financial Assistance and Employment will review the academic progress at the end of each academic term for all undergraduate students receiving federal and institutional need-based aid, including the Federal Direct PLUS Loan; and at the end of each academic year for all Florida aid programs and merit scholarships.

Students who fail to meet Satisfactory Academic Progress will be notified by email. If a student is placed on academic probation they will be eligible for financial aid during that probationary period. A student may receive probationary scholarship assistance only once.

SAP Appeal

A student may appeal a failed SAP determination by completing and submitting to the financial aid office an Academic Progress Appeal Form. Appeals may be granted only if the student failed to meet academic progress requirements as a result of an emergency and/or illness, and these circumstances must have occurred within the semester/academic year during which SAP requirements were not met. All appeals should be submitted no later than 30 calendar days from notice of ineligibility. All decisions made by the committee are final. Please be advised that students will only be eligible to receive one approved appeal during their enrollment at UM. Should a student fail to meet the minimum academic standards outlined in the conditions of their initial approved appeal, they will not be granted an additional appeal unless there are new mitigating circumstances.

Federal and Institutional Need-Based Aid Academic Requirements

For the purposes of these policies, an academic year is defined as Summer, Fall, and Spring semesters.

GPA Requirement

Students must complete a minimum institutional GPA of 2.0.

Credit Completion Requirement

Students must earn 67% of the total credit hours attempted during his/her overall academic career. Rounding does not apply.

  • Undergraduate and graduate credits cannot be combined to meet this standard.
  • Withdrawals, incompletes, audits, NG (no grade) and F's are attempted but not earned hours.
  • Transfer credits are counted in the calculation, but not in a cumulative GPA.

Maximum Timeframe Requirement 

Degree must be completed within 150% of normal completion as determined by the school or college catalog (example: Bachelor's degree = 120 credits; 150% rule = 180 credits).

Warning Period

Federal and institutional need-based aid recipients will be placed on a "warning status" for one semester following notice of failure to meet SAP requirements. Failure to meet the requirements by the end of the warning period will result in cancellation of aid.

Merit Scholarship Academic Requirements

Applies to undergraduate students receiving academic scholarships except Ronald A. Hammond Scholarship. Ronald A. Hammond Scholarship recipients should contact the Office of Academic Enhancement to review their contract renewal terms.

GPA Requirement

Students must complete a minimum institutional GPA of 3.0.

  • Only credits taken at UM count toward your GPA requirement.

Credit Completion Requirement 

  • At least 24 credit hours each academic year. 
  • At least 12-credit hours for full-time students enrolled for only one semester.
  • Withdrawals, incompletes, audits, and F's are attempted but not considered earned hours.
  • Transfer credits are counted in the calculation, but not in a cumulative GPA.
  • Beginning Summer 2017, credits earned and transferred from any institution may count toward the upcoming year's total credits earned to satisfy this requirement. Because summer is the first term of the academic year it cannot be used to make up credit hour deficiencies from the prior year.

For All Incoming Freshmen and Transfer Students Enrolled beginning Fall 2015 and After:

Students who fail to meet the academic requirements to maintain their scholarship at the end of their first year will lose their eligibility. Students will not receive a probationary period.

For All Incoming Freshmen and Transfer Students Enrolled Prior to Fall 2015:

Merit scholarship recipients whose cumulative GPA is between 2.70 to 2.99, or have not completed 48 credits by the end of their sophomore year will be placed on a one-year academic probation period during their third year. Failure to raise the cumulative GPA to 3.0 while completing 24 credits at the end of the probationary period will result in loss of scholarship for the fourth year of attendance. Students whose cumulative GPA falls below 2.70 or fails to complete the 48-credit requirement by the end of their sophomore year will not be placed on academic probation and will have scholarship automatically rescinded. Transfer students receiving a UM academic scholarship that fail to meet the SAP requirements at the end of their first academic year may be placed on a one-year probationary period. A student that fails to meet the SAP requirements at the end of the fourth semester loses eligibility for the award.

Florida Financial Aid Requirements

GPA Requirement

  • Florida Academic Scholars must maintain a minimum institutional GPA of 3.0 for full renewal; 2.75 for partial renewal (equivalent to FL Medallion amount).
  • Florida Medallion Scholars must maintain a minimum institutional GPA of 2.75.
  • Florida Resident Access Grant (FRAG) and Florida Student Assistance Grant (FSAG) must maintain a minimum institutional GPA of 2.0.

Credit Completion Requirement

At least 24 credit hours each academic year

  • At least 12-credit hours for full-time students enrolled for only one semester.
  • Withdrawals, incompletes, audits, and F's are attempted but not considered earned hours.
  • For FRAG and FSAG students, classes taken in the previous summer may be included in calculating the completed hours
  • Part-time Bright Futures recipients must earn a prorated number of credit hours. 
    (9-11 credits per term = 9 earned hours per term) (6-8 credits per tem = 6 earned hours per term).

Reinstatement of Florida Bright Futures

Recipients of the Florida Bright Future programs who do not receive any scholarships for the period of one academic year may apply for reinstatement of aid through the Florida Department of Education Office of Student Financial Assistance (OSFA) website at www.FloridaStudentFinancialAid.org.

Florida Academic award recipients who fail to achieve a 3.0 institutional average, but achieve at least a 2.75 institutional average will renew at the lower Florida Medallion amount.

Bright Future eligible recipients who graduated from high school in 2009-2010 and thereafter who fail to achieve a minimum 2.75 institutional GPA and became ineligible during their first year of funding may apply for restoration in an academic year after which the 2.75 institutional GPA requirements were met. (The 2.75 institutional GPA must be met before the fall term for which the student is applying.)

The student must complete a Reinstatement/Restoration application available on the Florida Department of Education Office of Student Financial Assistance (OSFA) website at www.FloridaStudentFinancialAid.org.

Students who do not meet the minimum earned hours requirement during any academic renewal period or who fail to meet the minimum institutional GPA requirement after their first year of funding will not be permitted a restoration opportunity.

Restoration of Florida Resident Access Grant 

Reinstatement of the Florida Resident Access Grant may be obtained after one full academic year of ineligibility by earning a minimum of 24 credits credits and/or a minimum institutional GPA of 2.0.