Money Talks

Virtual sessions are offered at Noon, 1:30 p.m. and 5 p.m. ET. Click on a date below to see program offerings and links to register.

• September 8: Investing 101 / First-year College Student Finance

  12 p.m. – Investing 101 for college students

  • Lose the fear - understanding your investment options and getting started now
  • Thinking long term and creating a written personal finance “Life Plan”
  • Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
  • Paying yourself first and other tips for future success
  • Debt vs. investing & strategic borrowing

  

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  5 p.m. – First year college student finance: Personal and UM financial success strategies

  • Making your (or your parents) money last by staying educated on personal finance
  • The value of good credit, credit development, credit cards and ID theft in college
  • UM: Student employment, maximizing your aid in year 2, graduation date delay costs…
  • What happens to my aid if I rent next year?
  • Developing your personal finance “Life Plan” now!

  

• September 13: The Value of Credit / Understanding Real-World Finance

  1:30 p.m. –  The value of credit in your financial future: Developing a strong “financial resume”

  • Developing the best credit score and understanding it’s long-term value
  • Learning what and how different financial transactions affect you differently
  • Getting your credit report, understanding it and disputing transactions
  • Staying educated: Thinking long-term with your short-term decisions
  • Getting paid to pay your bills and controlling your spending

  
  

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  5 p.m. - Understanding real world finance, financial terminology and getting the best rates

  • Types of real-world finance, their true costs and how each affects your credit
  • Financial success blockers that you can overcome
  • Learning the “lingo”: Understanding personal finance terminology
  • Getting the best rates and negotiating
  • Managing your debt and strategic borrowing to support your “Life Plan”/goals

  

• September 15: Buying Your First Car

  1:30 p.m. – Buying your first car: Strategies for success

  • New or Used? Buy or Lease? Cash or Finance? Gas or Hybrid?... What is best for me????
  • Making the purchase support your personal finance “Life Plan”/goals
  • How to be best prepared: research, credit, debt-to-income ratios, dealerships …
  • Understanding overall costs: financing, insurance, depreciation, maintenance…
  • What the dealerships don’t want you to know.

  

• September 22: Creating Long Term Financial Goals

  12 p.m. – Life Plans: Creating long term financial goals to secure your future

  • Tips and resources for staying in control of you long term success
  • Developing a written personal finance vision for your future: Your “Life Plan”
  • Spending habit outcomes and creating a “Personal spending and savings plan”
  • Understanding your priorities and the concept of “Paying yourself first!”
  • “Keeping up with the Joneses” and other success blockers

  

• September 23: First-year College Student Finance / Long-term Investment Strategies

  1:30 p.m. – First year college student finance: Personal and UM financial success strategies

  • Making your money last by staying educated on personal finance
  • The value of good credit, credit development, credit cards and ID theft in college
  • UM: Student employment, maximizing your aid in year 2, graduation date delay costs…
  • What happens to my aid if I rent next year?
  • Developing your personal finance “Life Plan” now!

  

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   5 p.m. –  Preparing for your future: Long-term “must know” investment strategies

  • Why every professional needs to be a millionaire in this country
  • Losing the fear of money: Tips and strategies to get started now
  • Investment options for the long term: Roth IRAs, Annuities, Mutual funds, 401Ks…
  • Overcoming success blockers: Bad credit, a lack of education, delayed investing…
  • Resources for your long-term success

  

• September 29: Living On Your Own for the First Time

  12 p.m. – Living On Your Own for the First Time - A Personal Financial Guide 

  • Getting ready for this next big step in life
  • Financial aid as an off campus student, getting refunds for rent
  • Options—Rent or buy? Roommates or sublet?
  • Getting your finances in order—credit, savings, funding sources
  • Costs of living—Rent, deposits, food, utilities, commuting, parking, insurance

  

   

• October 13: Long-term Investment Strategies

  12 p.m. – Preparing for your future: Long-term “must know” investment strategies

  • Why every professional needs to be a millionaire in this country
  • Losing the fear of money: Tips and strategies to get started now
  • Investment options for the long term: Roth IRAs, Annuities, Mutual funds, 401Ks…
  • Overcoming success blockers: Bad credit, a lack of education, delayed investing…
  • Resources for your long-term success

  

• October 18: Understanding Real-World Finance / Investing 101

  1:30 p.m. – Understanding real-world finance, financial terminology and getting the best rates

  • Types of real-world finance, their true costs and how each affects your credit
  • Financial success blockers that you can overcome
  • Learning the lingo—Understanding personal finance terminology
  • Getting the best rates and negotiating
  • Managing your debt and strategic borrowing to support your goals

  

  ---

  5 p.m. – Investing 101 for college students

  • Lose the fear: Understanding your investment options and getting started now
  • Thinking long term and creating a written personal finance “Life Plan”
  • Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
  • Paying yourself first and other tips for future success
  • Debt vs investing & strategic borrowing

  

• October 21: Navigating Student Loan Repayment / Public Service Loan Forgiveness

   1:30 p.m. –  Navigating student loan repayment: A graduating student's success guide

  • Deferment and forbearance options
  • Strategic repayment and the 8 options to choose from
  • Public Service Loan Forgiveness
  • Loan and debt consolidation
  • The effects of loan repayment on your credit

  
  

  ---

  5 p.m. – Public service student loan forgiveness: How to potentially save thousands!

  • Qualifying employment: UM staff can qualify
  • Do your loans qualify?
  • Qualifying payment plan choices and changing plans
  • Tips and resources for success
  • Taxability of forgiveness

  
  

• October 26: Investing 101 / Creating Long Term Financial Goals

  12 p.m. – Investing 101 for college students

  • Lose the fear: Understanding your investment options and getting started now
  • Thinking long term and creating a written personal finance “Life Plan”
  • Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
  • Paying yourself first and other tips for future success
  • Debt vs investing & strategic borrowing

  

  ---

  5 p.m. – Life Plans: Creating long term financial goals to secure your future

  • Tips and resources for staying in control of you long term success
  • Developing a written personal finance vision for your future: Your “Life Plan”
  • Spending habit outcomes and creating a “Personal spending and savings plan”
  • Understanding your priorities and the concept of “Paying yourself first!”
  • “Keeping up with the Joneses” and other success blockers

  

• November 1: Creating Long Term Financial Goals / Living On Your Own for the First Time

  1:30 p.m. – Life plans: Creating personal spending plans that secure your financial future

  • Tips and resources for staying in control of you long term success
  • Developing a written financial vision for your future
  • Understanding your priorities and paying yourself first
  • “Keeping up with the Joneses” and other success challengers
  • Understanding spending habit outcomes

   

  ---

  5 p.m. – Living On Your Own for the First Time - A Personal Financial Guide 

  • Getting ready for this next big step in life
  • Financial aid as an off campus student, getting refunds for rent
  • Options—Rent or buy? Roommates or sublet?
  • Getting your finances in order—credit, savings, funding sources
  • Costs of living—Rent, deposits, food, utilities, commuting, parking, insurance

  

• November 3: Understanding Real-World Finance

  12 p.m. – Understanding real world finance, financial terminology and getting the best rates

  • Types of real-world finance, their true costs and how each affects your credit
  • Financial success blockers that you can overcome
  • Learning the lingo—Understanding personal finance terminology
  • Getting the best rates and negotiating
  • Managing your debt and strategic borrowing to support your goals

  
  

• November 9: Long-term investment strategies / The Value of Credit

  1:30 p.m. – Preparing for your future: Long-term “must know” investment strategies

  • Why every professional needs to be a millionaire in this country
  • Losing the fear of money: Tips and strategies to get started now
  • Investment options for the long term: Roth IRAs, Annuities, Mutual funds, 401Ks…
  • Overcoming success blockers: Bad credit, a lack of education, delayed investing…
  • Resources for your long-term success

  

  ---

  5:00 p.m. –  The value of credit in your financial future: Developing a strong financial resume

  • Developing the best credit score and understanding it’s long-term value
  • Learning what and how different financial transactions affect you differently
  • Getting your credit report, understanding it and disputing transactions
  • Staying educated: Thinking long-term with your short-term decisions
  • Getting paid to pay your bills and controlling your spending

  
  

• November 11: Living On Your Own for the First Time / Buying Your First Car

  12 p.m. – Living On Your Own for the First Time - A Personal Financial Guide 

  • Getting ready for this next big step in life
  • Financial aid as an off campus student, getting refunds for rent
  • Options—Rent or buy? Roommates or sublet?
  • Getting your finances in order—credit, savings, funding sources
  • Costs of living—Rent, deposits, food, utilities, commuting, parking, insurance

  

  ---

  5:00 p.m. – Buying your first car: Strategies for success

  • New or Used? Buy or Lease? Cash or Finance? Gas or Hybrid?... What is best for me????
  • Making the purchase support your personal finance “Life Plan”/goals
  • How to be best prepared: research, credit, debt-to-income ratios, dealerships …
  • Understanding overall costs: financing, insurance, depreciation, maintenance…
  • What the dealerships don’t want you to know.

  

• November 15: Navigating Student Loan Repayment

  12 p.m. – Navigating student loan repayment: A graduating student's success guide

  • Deferment and forbearance options
  • Strategic repayment and the 8 options to choose from
  • Public Service Loan Forgiveness
  • Loan and debt consolidation
  • The effects of loan repayment on your credit

  

  
  

   

• November 17: Public Service Loan Forgiveness

   12 p.m. – Public service student loan forgiveness: How to potentially save thousands!

  • Qualifying employment: UM staff can qualify
  • Do your loans qualify?
  • Qualifying payment plan choices and changing plans
  • Tips and resources for success
  • Taxability of forgiveness

  

Feel free to contact us at moneymgmt@miami.edu with any questions or if you would like to request a presenter to come speak to your club or organization about any aspect of personal finance.