Money Talks Series

Quote from a former participant: “This was life changing!”

Topics:

• This 3-Hour Financial Success Workshop is an engaging and comprehensive session designed specifically for college students to enhance their financial literacy and build a solid foundation for future financial independence. This workshop covers essential topics including credit management, effective budgeting strategies, and goal setting to achieve financial milestones. Participants will gain practical insights into purchasing their first car or home, and learn key principles of investing, insurance, and tax filing. Through interactive discussions and hands-on exercises, students will develop actionable skills to manage their finances wisely, make informed decisions, and pave the way for a secure financial future.

In Person Sessions:

• Saturday 9/6, 10/4, 10/18 or 11/15 at 8:30 am
• If seriously interested, please RSVP to moneymgmt@miami.edu, from your UM email, with details on the session you would like to attend, and more details will be sent to you. Please note that seating is limited. 

Topics:

• Lose the fear: Understanding your investment options and getting started now
• Thinking long term and creating a written personal finance “Life Plan”
• Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
• Learn about different types of investments such as: CDs, stocks, bonds, mutual funds, and ETFs
• Debt vs. investing, strategic borrowing, online resources and more!

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• Schedule will be live by mid-September

Virtual sessions below will be held at 6 pm. Registration required: Click on chosen session date to register:

• Schedule will be live by mid-September

Topics:

• Tips and resources for staying in control of you long term financial success
• Developing a written personal finance vision for your future: Your “Life Plan”
• Spending habit outcomes and creating a “Personal spending and savings plan”
• Understanding your priorities, debt reduction, and the concept of “Paying yourself first!”
• Success strategies for where your money should go now and throughout your career

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• Schedule will be live by mid-September

Virtual sessions below will be held at 6 pm. Registration required: Click on chosen session date to register:

• Schedule will be live by mid-September

Topics:

• Developing the best credit score now and understanding it’s long-term value
• Learning what and how different financial transactions affect you differently
• Getting your credit report, understanding it, and fixing “broken” credit
• Staying educated: Thinking long-term with your short-term decisions
• Credit cards, getting paid to pay your bills, controlling your spending, etc.

 On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• Schedule will be live by mid-September

Virtual sessions below will be held at 6 pm. Registration required: Click on chosen session date to register:

• Schedule will be live by mid-September

Topics:

• New or Used? Buy or Lease? Cash or Finance? Gas or Hybrid? What is best for me?
• Making the purchase support your personal finance “Life Plan”/goals
• How to be best prepared: research, credit, debt-to-income ratios, dealerships
• Understanding overall costs: financing, insurance, depreciation, maintenance
• Test driving a rental, online offers, walking in to pick up the car only, etc.

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• Schedule will be live by mid-September

Virtual sessions below will be held at 6 pm. Registration required: Click on chosen session date to register:

• Schedule will be live by mid-September

Topics:

• How to be prepared for this next big step in life.
• Financial aid as an off campus student and getting refunds for rent… .
• Options: Lease/rent? Buy? Roommates? Subletting? Location?...
• The costs: Rent, deposits, food, utilities, commuting, parking, insurance…
• Getting your finances in order: Your credit, savings, funding sources, DTI ratio…

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• Schedule will be live by mid-September

Virtual sessions below will be held at 6 pm. Registration required: Click on chosen session date to register:

• Schedule will be live by mid-September

Topics:

• Strategic repayment choices that successfully support your “Life Plan” goals
• The 8 repayment options, Public Service Loan Forgiveness, and the new loan cancelation rules
• Deferment and forbearance options to protect your credit and manage your debt
• The “Pros and Cons” of federal loan and private debt consolidation
• The effects of loan repayment on your credit: “Multiplicity”

On campus sessions below will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• Schedule will be live by mid-September

Virtual sessions below will be held at 6 PM. Registration required: Click on chosen session date below to register:

• Schedule will be live by mid-September

Topics:

• Qualifying employers: EX: UM staff can qualify (501(c)(3)s…)
• Do your specific loans qualify for PSLF or meet the new loan cancelation rules?
• Qualifying payment plan choices and changing plans
• The PSLF Help Tool: Tips and resources for success
• COVID forbearance “payments”, taxability of forgiveness and cancelation, etc.

On campus sessions below will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• Schedule will be live by mid-September

Virtual sessions below will be held at 6 pm. Registration required: Click on chosen session date below to register:

• Schedule will be live by mid-September

Topics:

• I received a W2 or 1099 form: Do I have to file taxes? Could I get a refund?
• Being claimed by your parent and filing your own taxes: “Yes you can!”
• Taxable income, common deductions, and credits that can lower your tax liability
• Understanding common forms used like the 1040, W-2, W-4, 1098-T, and 1099
• Tax withholdings from paychecks and payroll taxes for Social Security and Medicare
• Tax filing deadlines, extensions, and free filing options

On campus sessions below will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• Schedule will be live by mid-September

Virtual sessions below will be held at 6 pm. Registration required: Click on chosen session date below to register:

• Schedule will be live by mid-September