Money Talks

Money Management at UM Money Management at UM

Welcome to the Spring 2021 Money Talks series! Each of these virtual sessions aims to enhance your ability to start making educated financial choices. These free workshops include an open forum discussion on related topics - so bring your questions! 

Virtual sessions are offered at Noon and 6 p.m. ET. Click on a date below to see program offerings and links to register.

Spring Schedule of Events

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  • January 27: Investing 101 / Long-term Investment Strategies

    12 p.m. – Investing 101 for college students

    • Understanding investment options for young people
    • Basic concepts: risk vs. reward, diversification, investment costs
    • Thinking long-term and creating a written financial plan
    • Paying yourself first and other tips for future success
    • Debt vs. investing: Strategic borrowing 

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    6 p.m. – Who wants to be a millionaire? Long-term 'must know' investment strategies

    • Why every professional needs to become a millionaire in this country
    • Tips and strategies to get there easily
    • Investment options for the long-term: Retirement plans and beyond
    • Resources for your long-term success
    • Success blockers: Bad credit, a lack of education, delayed investing

    RSVP Button

  • February 2: The Value of Credit / First-year Student Finance

    12 p.m. –  The value of credit in your financial future: Developing a strong “financial resume”

    • Developing the best credit score and understanding it’s long-term value
    • Learning what and how different financial transactions affect you differently
    • Getting your credit report and understanding it
    • Disputing errors and ID theft on your report
    • Getting paid to pay your bills

    RSVP Button

    6 p.m. - First-year student finance: Personal and UM financial success strategies

    • Making your(or your parents) money last
    • The value of good credit and identity theft protection in college
    • UM: Student employment, maximizing your aid in year 2, graduation date delay costs…
    • What happens to my aid if I rent next year?
    • Credit cards are not the devil, if used wisely!

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  • February 4: Balancing School, Life, and Finances / Personal Finance Excellence for Seniors

    12 p.m. – Balancing school, life, and finance: Success strategies and more! 

    • Determining your limits
    • Making educated choices and creating written goals
    • Finding the time and avoiding time-wasters 
    • Turning it off
    • Seeking help and resources

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    6 p.m. – Personal finance excellence for college seniors

    • Pay yourself first! Funding your retirement account and emergency fund now
    • Mastering your financial goals: Investment and personal spending strategies 
    • Student loan repayment: An option for everyone
    • Real-world finance and whether “strategic borrowing” can help me

    RSVP Button

  • February 8: First-year Student Finance / Creating Personal Spending Plans

    12 p.m. – First-year student finance: Personal and UM financial success strategies

    • Making your(or your parents) money last
    • The value of good credit and identity theft protection in college
    • UM: Student employment, maximizing your aid in year 2, graduation date delay costs…
    • What happens to my aid if I rent next year?
    • Credit cards are not the devil, if used wisely!

    RSVP Button

    6 p.m. –  Life plans: Creating personal spending plans that secure your financial future

    • Tips and resources for staying in control of you long term success
    • Developing a written financial vision for your future
    • Understanding your priorities and paying yourself first
    • “Keeping up with the Joneses” and other success challengers
    • Understanding spending habit outcomes

    RSVP Button

  • February 10: Long-term Investment Strategies / Navigating Student Loan Repayment

    12 p.m. – Who wants to be a millionaire? Long-term 'must know' investment strategies

    • Why every professional needs to become a millionaire in this country
    •  Tips and strategies to get there easily
    • Investment options for the long-term: Retirement plans and beyond
    • Resources for your long-term success
    • Success blockers: Bad credit, a lack of education, delayed investing

    RSVP Button

     6 p.m. –  Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button

  • February 23: Identity Theft / Public Service Loan Forgiveness

    12 p.m. – ID thieves are closer than you think: Protecting your identity and credit repair

    • Overview of what is ID Theft
    • Who is most likely to steal your identity
    • Protecting yourself now
    • It’s potential effects on your credit
    • Resources if you become a victim

    RSVP Button

    6 p.m. – Public service student loan forgiveness: How to potentially save thousands!

    • Qualifying employment: UM staff can qualify
    • Do your loans qualify?
    • Qualifying payment plan choices and changing plans
    • Tips and resources for success
    • Taxability of forgiveness

    RSVP Button

  • February 25: Satisfactory Academic Progress (SAP) and Future Aid / Investing 101

    12 p.m. – Making the grade: Satisfactory Academic Progress (SAP) and its effect on your future aid

    • Satisfactory Academic Progress minimum standards
    • Strategies for success with state, need-based, or UM merit aid
    • Renewing aid: Will I get the same amounts next year?
    • Summer credits vs SAP
    • The SAP appeals process and regaining eligibility

    RSVP Button

    6 p.m. – Investing 101 for college students

    • Understanding the investment options for young people
    • Basic concepts: Risk vs reward, diversification, investment costs…
    • Thinking long term and creating a written financial plan
    • Paying yourself first and other tips for future success
    • Debt vs investing: Strategic borrowing

    RSVP Button

  • March 1: Understanding Real-World Finance / The Value of Credit

    12 p.m. – “$0 down and 0.9% interest rate financing”: Getting the best deals and understanding real-world finance

    • Types of real-world finance and how each affects your credit
    • Getting the best rates and negotiating
    • The true costs of each finance type
    • Managing your debt and strategic borrowing
    • Financing success blockers

    RSVP Button

    6 p.m. – The value of credit in your financial future: Developing a strong “financial resume”

    • Developing the best credit score and understanding it’s long-term value
    • Learning what and how different financial transactions affect you differently
    • Getting your credit report and understanding it
    • Disputing errors and ID theft on your report
    • Getting paid to pay your bills

    RSVP Button

  • March 23: Navigating Student Loan Repayment / Public Service Loan Forgiveness

     12 p.m. –  Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button

    6 p.m. – Public service student loan forgiveness: How to potentially save thousands!

    • Qualifying employment: UM staff can qualify
    • Do your loans qualify?
    • Qualifying payment plan choices and changing plans
    • Tips and resources for success
    • Taxability of forgiveness

    RSVP Button

  • March 25: Personal Finance Excellence for Seniors / Insuring and protecting your assets

    12 p.m. – Personal finance excellence for college seniors

    • Pay yourself first! Funding your retirement account and emergency fund now
    • Mastering your financial goals: Investment and personal spending strategies 
    • Student loan repayment: An option for everyone
    • Real-world finance and whether “strategic borrowing” can help me

    RSVP Button

    6 p.m. – Insuring and protecting your assets, including you!

    • Determining the assets that need protection
    • An overview of insurance options and requirements by asset type
    • What will you need as you start your career
    • Creating a financial plan that incorporates the costs
    • Securing your financial future and adjustments over time

    RSVP Button

  • March 29: Creating Personal Spending Plans / Investing 101

    12 p.m. – Life plans: Creating personal spending plans that secure your financial future

    • Tips and resources for staying in control of you long term success
    • Developing a written financial vision for your future
    • Understanding your priorities and paying yourself first
    • “Keeping up with the Joneses” and other success challengers
    • Understanding spending habit outcomes

    RSVP Button 

    6 p.m. – Investing 101 for college students

    • Understanding the investment options for young people
    • Basic concepts: Risk vs reward, diversification, investment costs…
    • Thinking long term and creating a written financial plan
    • Paying yourself first and other tips for future success
    • Debt vs investing: Strategic borrowing

    RSVP Button

  • March 31: Public Service Loan Forgiveness / Navigating Student Loan Repayment

    12 p.m. – Public service student loan forgiveness: How to potentially save thousands!

    • Qualifying employment: UM staff can qualify
    • Do your loans qualify?
    • Qualifying payment plan choices and changing plans
    • Tips and resources for success
    • Taxability of forgiveness

    RSVP Button

     6 p.m. –  Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button

  • April 6: Insuring and Protecting Your Assets / Identity Theft

    12 p.m. – Insuring and protecting your assets, including you!

    • Determining the assets that need protection
    • An overview of insurance options and requirements by asset type
    • What will you need as you start your career
    • Creating a financial plan that incorporates the costs
    • Securing your financial future and adjustments over time

    RSVP Button

    6 p.m. – ID thieves are closer than you think: Protecting your identity and credit repair

    • Overview of what is ID Theft
    • Who is most likely to steal your identity
    • Protecting yourself now
    • It’s potential effects on your credit
    • Resources if you become a victim

    RSVP Button

  • April 8: Satisfactory Academic Progress (SAP) and Future Aid / Understanding Real-World Finance

    12 p.m. – Making the grade: Satisfactory Academic Progress (SAP) and its effect on your future aid

    • Satisfactory Academic Progress minimum standards
    • Strategies for success with state, need-based or UM merit aid
    • Renewing aid: Will I get the same amounts next year?
    • Summer credits vs SAP
    • The SAP appeals process and regaining eligibility

    RSVP Button

    6 p.m. – “$0 down and 0.9% interest rate financing”: Getting the best deals and understanding real-world finance

    • Types of real-world finance and how each affects your credit
    • Getting the best rates and negotiating
    • The true costs of each finance type
    • Managing your debt and strategic borrowing
    • Financing success blockers

    RSVP Button

     

  • April 19: Navigating Student Loan Repayment / Insuring and Protecting Your Assets

    12 p.m. – Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button

    6 p.m. – Insuring and protecting your assets, including you!

    • Determining the assets that need protection
    • An overview of insurance options and requirements by asset type
    • What will you need as you start your career
    • Creating a financial plan that incorporates the costs
    • Securing your financial future and adjustments over time

    RSVP Button

  • April 21: Long-term Investment Strategies / Personal Finance Excellence for Seniors

    12 p.m. – Who wants to be a millionaire? Long-term 'must know' investment strategies

    • Why every professional needs to become a millionaire in this country
    • Tips and strategies to get there easily
    • Investment options for the long-term: Retirement plans and beyond
    • Resources for your long-term success
    • Success blockers: Bad credit, a lack of education, delayed investing

    RSVP Button

    6 p.m. – Personal finance excellence for college seniors

    • Pay yourself first! Funding your retirement account and emergency fund now
    • Mastering your financial goals: Investment and personal spending strategies 
    • Student loan repayment: An option for everyone
    • Real-world finance and whether “strategic borrowing” can help me

    RSVP Button

  • April 27: Investing 101 / Satisfactory Academic Progress (SAP) and Future Aid

    12 p.m. – Investing 101 for college students

    • Understanding investment options for young people
    • Basic concepts: risk vs. reward, diversification, investment costs
    • Thinking long-term and creating a written financial plan
    • Paying yourself first and other tips for future success
    • Debt vs. investing: Strategic borrowing 

    RSVP Button

    6 p.m. – Making the grade: Satisfactory Academic Progress (SAP) and its effect on your future aid

    • Satisfactory Academic Progress minimum standards
    • Strategies for success with state, need-based or UM merit aid
    • Renewing aid: Will I get the same amounts next year?
    • Summer credits vs SAP
    • The SAP appeals process and regaining eligibility

    RSVP Button

Feel free to contact us at moneymgmt@miami.edu with any questions or if you would like to request a presenter to come speak to your club or organization.