Money Talks

Money Management at UM Money Management at UM

Welcome to the Fall 2021 Money Talks series! Each of these virtual sessions aims to enhance your ability to start making educated financial choices that will support your life plan goals. These free workshops include an open forum discussion on related topics - so bring your questions! 

Virtual sessions are offered at Noon, 1:30 p.m. and 5 p.m. ET. Click on a date below to see program offerings and links to register.

Schedule of Events

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  • September 8: Investing 101 / First-year College Student Finance

    12 p.m. – Investing 101 for college students

    • Lose the fear - understanding your investment options and getting started now
    • Thinking long term and creating a written personal finance “Life Plan”
    • Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
    • Paying yourself first and other tips for future success
    • Debt vs. investing & strategic borrowing

    RSVP Button


    5 p.m. – First year college student finance: Personal and UM financial success strategies

    • Making your (or your parents) money last by staying educated on personal finance
    • The value of good credit, credit development, credit cards and ID theft in college
    • UM: Student employment, maximizing your aid in year 2, graduation date delay costs…
    • What happens to my aid if I rent next year?
    • Developing your personal finance “Life Plan” now!

    RSVP Button

  • September 13: The Value of Credit / Understanding Real-World Finance

    1:30 p.m. –  The value of credit in your financial future: Developing a strong “financial resume”

    • Developing the best credit score and understanding it’s long-term value
    • Learning what and how different financial transactions affect you differently
    • Getting your credit report, understanding it and disputing transactions
    • Staying educated: Thinking long-term with your short-term decisions
    • Getting paid to pay your bills and controlling your spending

    RSVP Button


    5 p.m. - Understanding real world finance, financial terminology and getting the best rates

    • Types of real-world finance, their true costs and how each affects your credit
    • Financial success blockers that you can overcome
    • Learning the “lingo”: Understanding personal finance terminology
    • Getting the best rates and negotiating
    • Managing your debt and strategic borrowing to support your “Life Plan”/goals

    RSVP Button

  • September 15: Buying Your First Car

    1:30 p.m. – Buying your first car: Strategies for success

    • New or Used? Buy or Lease? Cash or Finance? Gas or Hybrid?... What is best for me????
    • Making the purchase support your personal finance “Life Plan”/goals
    • How to be best prepared: research, credit, debt-to-income ratios, dealerships …
    • Understanding overall costs: financing, insurance, depreciation, maintenance…
    • What the dealerships don’t want you to know.

    RSVP Button

  • September 22: Creating Long Term Financial Goals

    12 p.m. – Life Plans: Creating long term financial goals to secure your future

    • Tips and resources for staying in control of you long term success
    • Developing a written personal finance vision for your future: Your “Life Plan”
    • Spending habit outcomes and creating a “Personal spending and savings plan”
    • Understanding your priorities and the concept of “Paying yourself first!”
    • “Keeping up with the Joneses” and other success blockers

    RSVP Button

  • September 23: First-year College Student Finance / Long-term Investment Strategies

    1:30 p.m. – First year college student finance: Personal and UM financial success strategies

    • Making your money last by staying educated on personal finance
    • The value of good credit, credit development, credit cards and ID theft in college
    • UM: Student employment, maximizing your aid in year 2, graduation date delay costs…
    • What happens to my aid if I rent next year?
    • Developing your personal finance “Life Plan” now!

    RSVP Button


     5 p.m. –  Preparing for your future: Long-term “must know” investment strategies

    • Why every professional needs to be a millionaire in this country
    • Losing the fear of money: Tips and strategies to get started now
    • Investment options for the long term: Roth IRAs, Annuities, Mutual funds, 401Ks…
    • Overcoming success blockers: Bad credit, a lack of education, delayed investing…
    • Resources for your long-term success

    RSVP Button

  • September 29: Living On Your Own for the First Time

    12 p.m. – Living On Your Own for the First Time - A Personal Financial Guide 

    • Getting ready for this next big step in life
    • Financial aid as an off campus student, getting refunds for rent
    • Options—Rent or buy? Roommates or sublet?
    • Getting your finances in order—credit, savings, funding sources
    • Costs of living—Rent, deposits, food, utilities, commuting, parking, insurance

    RSVP Button

     

  • October 13: Long-term Investment Strategies

    12 p.m. – Preparing for your future: Long-term “must know” investment strategies

    • Why every professional needs to be a millionaire in this country
    • Losing the fear of money: Tips and strategies to get started now
    • Investment options for the long term: Roth IRAs, Annuities, Mutual funds, 401Ks…
    • Overcoming success blockers: Bad credit, a lack of education, delayed investing…
    • Resources for your long-term success

    RSVP Button

  • October 18: Understanding Real-World Finance / Investing 101

    1:30 p.m. – Understanding real-world finance, financial terminology and getting the best rates

    • Types of real-world finance, their true costs and how each affects your credit
    • Financial success blockers that you can overcome
    • Learning the lingo—Understanding personal finance terminology
    • Getting the best rates and negotiating
    • Managing your debt and strategic borrowing to support your goals

    RSVP Button


    5 p.m. – Investing 101 for college students

    • Lose the fear: Understanding your investment options and getting started now
    • Thinking long term and creating a written personal finance “Life Plan”
    • Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
    • Paying yourself first and other tips for future success
    • Debt vs investing & strategic borrowing

    RSVP Button

  • October 21: Navigating Student Loan Repayment / Public Service Loan Forgiveness

     1:30 p.m. –  Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button


    5 p.m. – Public service student loan forgiveness: How to potentially save thousands!

    • Qualifying employment: UM staff can qualify
    • Do your loans qualify?
    • Qualifying payment plan choices and changing plans
    • Tips and resources for success
    • Taxability of forgiveness

    RSVP Button

  • October 26: Investing 101 / Creating Long Term Financial Goals

    12 p.m. – Investing 101 for college students

    • Lose the fear: Understanding your investment options and getting started now
    • Thinking long term and creating a written personal finance “Life Plan”
    • Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
    • Paying yourself first and other tips for future success
    • Debt vs investing & strategic borrowing

    RSVP Button


    5 p.m. – Life Plans: Creating long term financial goals to secure your future

    • Tips and resources for staying in control of you long term success
    • Developing a written personal finance vision for your future: Your “Life Plan”
    • Spending habit outcomes and creating a “Personal spending and savings plan”
    • Understanding your priorities and the concept of “Paying yourself first!”
    • “Keeping up with the Joneses” and other success blockers

    RSVP Button

  • November 1: Creating Long Term Financial Goals / Living On Your Own for the First Time

    1:30 p.m. – Life plans: Creating personal spending plans that secure your financial future

    • Tips and resources for staying in control of you long term success
    • Developing a written financial vision for your future
    • Understanding your priorities and paying yourself first
    • “Keeping up with the Joneses” and other success challengers
    • Understanding spending habit outcomes

    RSVP Button 


    5 p.m. – Living On Your Own for the First Time - A Personal Financial Guide 

    • Getting ready for this next big step in life
    • Financial aid as an off campus student, getting refunds for rent
    • Options—Rent or buy? Roommates or sublet?
    • Getting your finances in order—credit, savings, funding sources
    • Costs of living—Rent, deposits, food, utilities, commuting, parking, insurance

    RSVP Button

  • November 3: Understanding Real-World Finance

    12 p.m. – Understanding real world finance, financial terminology and getting the best rates

    • Types of real-world finance, their true costs and how each affects your credit
    • Financial success blockers that you can overcome
    • Learning the lingo—Understanding personal finance terminology
    • Getting the best rates and negotiating
    • Managing your debt and strategic borrowing to support your goals

    RSVP Button

  • November 9: Long-term investment strategies / The Value of Credit

    1:30 p.m. – Preparing for your future: Long-term “must know” investment strategies

    • Why every professional needs to be a millionaire in this country
    • Losing the fear of money: Tips and strategies to get started now
    • Investment options for the long term: Roth IRAs, Annuities, Mutual funds, 401Ks…
    • Overcoming success blockers: Bad credit, a lack of education, delayed investing…
    • Resources for your long-term success

    RSVP Button


    5:00 p.m. –  The value of credit in your financial future: Developing a strong financial resume

    • Developing the best credit score and understanding it’s long-term value
    • Learning what and how different financial transactions affect you differently
    • Getting your credit report, understanding it and disputing transactions
    • Staying educated: Thinking long-term with your short-term decisions
    • Getting paid to pay your bills and controlling your spending

    RSVP Button

  • November 11: Living On Your Own for the First Time / Buying Your First Car

    12 p.m. – Living On Your Own for the First Time - A Personal Financial Guide 

    • Getting ready for this next big step in life
    • Financial aid as an off campus student, getting refunds for rent
    • Options—Rent or buy? Roommates or sublet?
    • Getting your finances in order—credit, savings, funding sources
    • Costs of living—Rent, deposits, food, utilities, commuting, parking, insurance

    RSVP Button


    5:00 p.m. – Buying your first car: Strategies for success

    • New or Used? Buy or Lease? Cash or Finance? Gas or Hybrid?... What is best for me????
    • Making the purchase support your personal finance “Life Plan”/goals
    • How to be best prepared: research, credit, debt-to-income ratios, dealerships …
    • Understanding overall costs: financing, insurance, depreciation, maintenance…
    • What the dealerships don’t want you to know.

    RSVP Button

  • November 15: Navigating Student Loan Repayment

    12 p.m. – Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button


     

  • November 17: Public Service Loan Forgiveness

     12 p.m. – Public service student loan forgiveness: How to potentially save thousands!

    • Qualifying employment: UM staff can qualify
    • Do your loans qualify?
    • Qualifying payment plan choices and changing plans
    • Tips and resources for success
    • Taxability of forgiveness

    RSVP Button

Feel free to contact us at moneymgmt@miami.edu with any questions or if you would like to request a presenter to come speak to your club or organization about any aspect of personal finance.