Money Talks

Money Management at UM Money Management at UM

Welcome to the Spring 2020 Money Talks series! Each of these sessions will enhance your ability to start making educated financial choices now. The free workshops will also include an open forum discussion on related topics - so bring your questions and get your answers! 

  • 12:15 p.m. Lunch & Learn sessions will be held in the Whitten University Center, Suite 2275, and lunch will be provided.
  • 5 p.m. sessions will be held on the first floor of the Whitten University Center in the Admission Presentation room.

RSVP is required. Click on a date below to see program offerings and links to RSVP to moneymgmt@miami.edu. You can also download the complete schedule. 

Spring 2020 Schedule of Events

  • January 23

    12:15 p.m. – Investing 101 for college students

    • Understanding investment options for young people
    • Basic concepts: risk vs. reward, diversification, investment costs
    • Thinking long-term and creating a written financial plan
    • Paying yourself first and other tips for future success
    • Debt vs. investing: Strategic borrowing 

    RSVP Button
    RSVP by January 20

    5:00 p.m. – Who wants to be a millionaire? Long-term 'must know' investment strategies

    • Tips and strategies to get there easily
    • Investment options for the long-term: Retirement plans and beyond
    • Resources for your long-term success
    • Success blockers: Bad credit, a lack of education, delayed investing

    RSVP Button
    RSVP by January 20

  • January 28

    12:15 p.m. – Who wants to be a millionaire? Long-term 'must know' investment strategies

    • Tips and strategies to get there easily
    • Investment options for the long term: Retirement plans and beyond
    • Resources for your long-term success
    • Success blockers: Bad credit, a lack of education, delayed investing

    RSVP Button
    RSVP by January 23

    5:00 p.m. – First-year college student finance: Personal and UM financial success strategies.

    • Making your money last
    • The value of good credit and identity theft protection in college
    • Student employment, maximizing your aid in year two, graduation date delay costs, and more
    • What happens to my aid if I rent next year?
    • Credit cards are not the devil, if used wisely!

    RSVP Button
    RSVP by January 23

  • February 3

    Life plans: Creating personal spending plans that secure your financial future

    • Tips and resources for staying in control of you long-term success
    • Developing a written financial vision for your future
    • Understanding your priorities and paying yourself first
    • “Keeping up with the Joneses” and other success challengers
    • Understanding spending habit outcomes

    RSVP Button
    RSVP by January 29

    The value of credit in your financial future: Developing a strong “financial resume”

    • Developing the best credit score and understanding it’s long-term value
    • Learning what and how different financial transactions affect you differently
    • Getting your credit report and understanding it
    • Disputing errors and ID theft on your report
    • Getting paid to pay your bills

    RSVP Button
    RSVP by January 29

  • February 5

    12:15 p.m. – Balancing school, life, and finance: Success strategies and more! 

    • Determining your limits
    • Making educated choices and creating written goals
    • Finding the time and avoiding time-wasters 
    • Turning it off
    • Seeking help and resources

    RSVP Button
    RSVP by January 31

    5:00 p.m. – Personal finance excellence for college seniors

    • Pay yourself first! Funding your retirement account and emergency fund now
    • Mastering your financial goals: Investment and personal spending strategies 
    • Student loan repayment: An option for everyone
    • Real-world finance and whether “strategic borrowing” can help me

    RSVP Button
    RSVP by January 31

  • February 18

    12:15 p.m. – First-year college student finance: Personal and UM financial success strategies

    • Making your(or your parents) money last
    • The value of good credit and identity theft protection in college
    • UM: Student employment, maximizing your aid in year 2, graduation date delay costs…
    • What happens to my aid if I rent next year?
    • Credit cards are not the devil, if used wisely!

    RSVP Button
    RSVP by February 13

    5:00 p.m. –  Life plans: Creating personal spending plans that secure your financial future

    • Making your money last
    • The value of good credit and identity theft protection in college
    • UM: Student employment, maximizing your aid in year 2, graduation date delay costs…
    • What happens to my aid if I rent next year?
    • Credit cards are not the devil, if used wisely!

    RSVP Button
    RSVP by February 13

  • February 20

    12:15 p.m. – The value of credit in your financial future: Developing a strong 'financial resume'

    • Why every professional needs to be a millionaire in this country
    • Tips and strategies to get there easily
    • Investment options for the long term: Retirement plans and beyond
    • Resources for your loan term success
    • Success blockers: Bad credit, a lack of education, delayed investing…

    RSVP Button
    RSVP by February 17

    5:00 p.m. – Investing 101 for college students

    • Understanding the investment options for young people
    • Basic concepts: Risk vs reward, diversification, investment costs…
    • Thinking long term and creating a written financial plan
    • Paying yourself first and other tips for future success
    • Debt vs investing: Strategic borrowing

    RSVP Button
    RSVP by February 17

  • March 17

    12:15 p.m. – ID thieves are closer than you think: Protecting your identity and credit repair

    • Overview of what is ID Theft
    • Who is most likely to steal your identity
    • Protecting yourself now
    • It’s potential effects on your credit
    • Resources if you become a victim

    RSVP Button
    RSVP by March 12

    5:00 p.m. – Balancing school, life, and finances. Success strategies and more!

    • Determining your limits
    • Making educated choices and creating written goals
    • Finding the time and avoiding time-wasters (activities and people)
    • Turning it off
    • Seeking help and resources

    RSVP Button
    RSVP by March 12

  • March 19

    12:15 p.m. – Making the grade: Satisfactory Academic Progress (SAP) and its effect on your future aid

    • Satisfactory Academic Progress minimum standards
    • Strategies for success with state, need-based, or UM merit aid
    • Renewing aid: Will I get the same amounts next year?
    • Summer credits vs SAP
    • The SAP appeals process and regaining eligibility

    RSVP Button
    RSVP by March 16

     5:00 p.m. – “$0 down and 0.9% interest rate financing”: Getting the best deals with real-world finance

    • Types of real-world finance and how each affects your credit
    • Getting the best rates and negotiating
    • The true costs of each finance type
    • Managing your debt and strategic borrowing
    • Financing success blockers

    RSVP Button
    RSVP by March 16

  • March 31

    12:15 p.m. – Public service student loan forgiveness: How to potentially save thousands!

    • Qualifying employment: UM staff can qualify
    • Do your loans qualify?
    • Qualifying payment plan choices and changing plans
    • Tips and resources for success
    • Taxability of forgiveness

    RSVP Button
    RSVP by March 25

     5:00 p.m. –  Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button
    RSVP by March 25

  • April 2

    12:15 p.m. – Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button
    RSVP by March 30

     5:00 p.m. – Public service student loan forgiveness: How to potentially save thousands!

    • Qualifying employment: UM staff can qualify
    • Do your loans qualify?
    • Qualifying payment plan choices and changing plans
    • Tips and resources for success
    • Taxability of forgiveness

    RSVP Button
    RSVP by March 30

  • April 6

    12:15 p.m. – “$0 down and 0.9% interest rate financing”: Getting the best deals with real-world finance

    • Types of real-world finance and how each affects your credit
    • Getting the best rates and negotiating
    • The true costs of each finance type
    • Managing your debt and strategic borrowing
    • Financing success blockers

    RSVP Button
    RSVP by April 1

     5:00 p.m. – Making the grade: Satisfactory Academic Progress (SAP) and its effect on your future aid

    • Satisfactory Academic Progress minimum standards
    • Strategies for success with state, need-based or UM merit aid
    • Renewing aid: Will I get the same amounts next year?
    • Summer credits vs SAP
    • The SAP appeals process and regaining eligibility

    RSVP Button
    RSVP by April 1

  • April 8

    12:15 p.m. – Personal finance excellence for UM seniors

    • Paying yourself first!
    • Funding your retirement account and emergency fund now!
    • Mastering your financial goals: Investment and personal spending strategies
    • Student loan repayment: An option for everyone
    • Real-world finance and whether “strategic borrowing” can help me

    RSVP Button
    RSVP by April 3

     5:00 p.m. –  Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit

    RSVP Button
    RSVP by April 3

  • April 14

    12:15 p.m. – Navigating student loan repayment: A graduating student's success guide

    • Deferment and forbearance options
    • Strategic repayment and the 8 options to choose from
    • Public Service Loan Forgiveness
    • Loan and debt consolidation
    • The effects of loan repayment on your credit 

    RSVP Button
    RSVP by April 9

     5:00 p.m. – Who wants to be a millionaire? Long term 'must know' investment strategies

    • Why every professional needs to be a millionaire in this country
    • Tips and strategies to get there easily
    • Investment options for the long term: Retirement plans and beyond
    • Resources for your loan term success
    • Success blockers: Bad credit, a lack of education, delayed investing…

    RSVP Button
    RSVP by April 9

Additional programming is being offered on the Medical Campus. Feel free to contact us at moneymgmt@miami.edu with any questions or if you would like to request a presenter to come speak to your club or organization.