Money Talks Series

These virtual sessions are conveniently offered at 12:00, 1:30, 5:00 p.m., and 7p.m. ET. Click on a subject below to see program descriptions, session dates, and links to register.

• Investing 101 for college students

  Topics:

  • Lose the fear: Understanding your investment options and getting started now
  • Thinking long term and creating a written personal finance “Life Plan”
  • Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
  • “Paying yourself first” and other tips for future success
  • Debt vs. investing, strategic borrowing, online resources and more!

  Session Dates:

  • Tuesday, September 6 at 1:30 p.m.
  • Monday, October 17 at 5 p.m.
  • Monday, October 24 at 12 p.m.
  • Tuesday, November 8 at 7 p.m.

• The Value of Credit: Strategies for Credit Development, Maintenance, and Repair

  Topics:

  • Developing the best credit score now and understanding it’s long-term value
  • Learning what and how different financial transactions affect you differently
  • Getting your credit report, understanding it, and fixing “broken” credit
  • Staying educated: Thinking long-term with your short-term decisions
  • Credit cards, getting paid to pay your bills, controlling your spending, etc.

  Session Dates:

  • Tuesday, September 6 at 5 p.m.
  • Thursday, September 29 at 12 p.m.
  • Tuesday, November 1 at 7 p.m.
  • Wednesday, November 16 at 1:30 p.m.

• Understanding real world finance, financial terminology and getting the best rates

  Topics:

  • Types of real-world finance, their true costs and how each affects your credit
  • Financial success blockers that you can overcome
  • Learning the “lingo”: Understanding personal finance terminology
  • “It’s not just your credit score”: What you need to do to get the best rates
  • Managing your debt and strategic borrowing to support your “Life Plan”/goals

  Session Dates:

  • Thursday, September 8 at 7 p.m.
  • Thursday, September 22 at 5 p.m.
  • Tuesday, November 1 at 12 p.m.
  • Monday, November 14 at 1:30 p.m.

• Investing 202: The sequel to Investing 101

  Topics:

  • Opening my Roth IRA, researching stocks, and deciphering cryptocurrency
  • Understanding investing apps: How to use them properly
  • Never investing on emotion: Making educated choices
  • Taxes and investing: Capital Gains Tax 101
  • Financial advisors, Robo-advisors, and your potential lost profit

  Session Dates:

  • Thursday, October 20 at 1:30 p.m.
  • Monday, November 7 at 5 p.m.
  • Wednesday, November 9 at 12 p.m.
  • Tuesday, November 29 at 7 p.m.

• Buying your first car: Strategies for success and saving

  Topics:

  • New or Used? Buy or Lease? Cash or Finance? Gas or Hybrid?... What is best for me????
  • Making the purchase support your personal finance “Life Plan”/goals
  • How to be best prepared: research, credit, debt-to-income ratios, dealerships …
  • Understanding overall costs: financing, insurance, depreciation, maintenance…
  • Test driving a rental, online offers, walking in to pick up the car only, etc.

  Session Dates:

  • Wednesday, September 14 at 1:30 p.m.
  • Tuesday, October 25 at 7 p.m.
  • Monday, December 5 at 12 p.m.

   

• Life Plans: Creating a Vision and Achieving Financial Independence

  Topics:

  • Tips and resources for staying in control of you long term financial success
  • Developing a written personal finance vision for your future: Your “Life Plan”
  • Spending habit outcomes and creating a “Personal spending and savings plan”
  • Understanding your priorities and the concept of “Paying yourself first!”
  • Success strategies for where your money should go now and throughout your career

  Session Dates:

  • Wednesday, September 7 at 12 p.m.
  • Thursday, September 22 at 7 p.m.
  • Wednesday, October 19 at 1:30 p.m.
  • Monday, October 31 at 5 p.m.

• Preparing for your future: Long-term “must know” investment strategies

  Topics:

  • Why every professional needs to be a millionaire in this country
  • Losing the fear of money: Tips and strategies to get started now
  • Investment options for the long term: Roth IRAs, Annuities, IRAs, 401Ks, 403Bs …
  • Overcoming success blockers: Bad credit, a lack of education, delayed investing…
  • Resources for your long-term success and potential early retirement

  Session Dates:

  • Monday, September 12 at 5 p.m.
  • Wednesday, October 5 at 12 p.m.
  • Tuesday, December 6 at 7 p.m.

   

• Living on your own: A personal financial guide for 1st timers

  Topics:

  • How to be prepared for this next big step in life.
  • Financial aid as an off campus student and getting refunds for rent… .
  • Options: Lease/rent? Buy? Roommates? Subletting? Location?...
  • The costs: Rent, deposits, food, utilities, commuting, parking, insurance…
  • Getting your finances in order: Your credit, savings, funding sources, DTI ratio…

  Session Dates:

  • Monday, September 19 at 1:30 p.m.
  • Thursday, December 1 at 7 p.m.

• Navigating student loan repayment: A graduating student’s success guide

  Topics:

  • Strategic repayment choices that successfully support your “Life Plan” goals
  • The 8 repayment options, Public Service Loan Forgiveness, and the new loan cancelation rules
  • Deferment and forbearance options to protect your credit and manage your debt
  • The “Pros and Cons” of federal loan and private debt consolidation
  • The effects of loan repayment on your credit: “Multiplicity”

  Session Dates:

  • Wednesday, October 26 at 12 p.m.
  • Tuesday, November 15 at 7 p.m.
  • Thursday, December 1 at 1:30 p.m.
  • Monday, December 5 at 5 p.m.

• Public Service Loan Forgiveness: How to potentially save thousands

  Topics:

  • Qualifying employers: EX: UM staff can qualify (501(c)(3)s…)
  • Do your specific loans qualify for PSLF or meet the new loan cancelation rules?
  • Qualifying payment plan choices and changing plans
  • The PSLF Help Tool: Tips and resources for success
  • COVID forbearance “payments”, taxability of forgiveness and cancelation, etc.

  Session Dates:

  • Monday, November 14 at 7 p.m.
  • Wednesday, November 30 at 12 p.m.

Feel free to contact us at moneymgmt@miami.edu with any questions or if you would like to request a presenter to come speak to your club or organization about any aspect of personal finance.