Money Talks Series

Welcome to the "Money Talks" page! These free sessions are meant to increase your chances of achieving and sustaining financial success now and throughout your career. Via our one-hour events you will receive the knowledge, tools, and resources that are integral to achieving financial independence.

Fall 2023 events below are conveniently offered at 5:00 p.m. in person and virtually at 1:00 p.m. and 7:00 p.m. Click on a topic below to see program descriptions, RSVP for in-person sessions or register for virtual ones.

PLEASE NOTE: For VIRTUAL SESSIONS you must register via your Cane-ID Zoom account. Using a personal Zoom account will not work so please click here to learn how to activate it.

Money Talks

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Investing 101 for college students
Topics:
- Lose the fear: Understanding your investment options and getting started now
- Thinking long term and creating a written personal finance “Life Plan”
- Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
- “Paying yourself first” and other tips for future success
- Debt vs. investing, strategic borrowing, online resources and more!
On-Campus Sessions:
- Held at 5 PM in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Monday, 8/28
  - Tuesday, 9/19
  - Wednesday, 10/11
  - Thursday, 11/16
  - Monday, 12/4
Virtual Sessions:
- Registration required. Click on your chosen session to register
Life Plans: Financial goals setting, debt management, & budgeting to support your financial success
Topics:
- Tips and resources for staying in control of you long term financial success
- Developing a written personal finance vision for your future: Your “Life Plan”
- Spending habit outcomes and creating a “Personal spending and savings plan”
- Understanding your priorities, debt reduction, and the concept of “Paying yourself first!”
- Success strategies for where your money should go now and throughout your career
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Tuesday 9/5
  - Thursday 10/19
  - Monday 11/20
  - Wednesday 12/6
Virtual Sessions:
- Registration required: Click on chosen session to register
Your "Financial Resume": Credit development, maintenance, and repair
Topics:
- Developing the best credit score now and understanding it’s long-term value
- Learning what and how different financial transactions affect you differently
- Getting your credit report, understanding it, and fixing “broken” credit
- Staying educated: Thinking long-term with your short-term decisions
- Credit cards, getting paid to pay your bills, controlling your spending, etc.
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Wednesday 8/30
  - Thursday 10/5
  - Monday 10/23
Virtual Sessions:
- Registration required: Click on chosen session to register
Investing 202: The sequel to "Investing 101 for college students"
Topics:
- Opening my Roth IRA, researching stocks, and deciphering cryptocurrency
- Understanding investing apps: How to use them properly
- Never investing on emotion: Making educated choices
- Taxes and investing: Capital Gains Tax 101
- Financial advisors, Robo-advisors, and your potential lost profit
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Thursday 9/7
  - Monday 10/9
  - Tuesday 10/31
Virtual Sessions:
- Registration required: Click on chosen session to register
Understanding real world finance, financial terminology and getting the best rates
Topics:
- Types of real-world finance, their true costs and how each affects your credit
- Financial success blockers that you can overcome
- Learning the “lingo”: Understanding personal finance terminology
- “It’s not just your credit score”: What you need to do to get the best rates
- Managing your debt and strategic borrowing to support your “Life Plan”/goals
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Monday 9/11
  - Thursday 11/2
Virtual Sessions:
- Registration required: Click on chosen session to register
Buying your first car: Strategies for success and saving
Topics:
- New or Used? Buy or Lease? Cash or Finance? Gas or Hybrid? What is best for me?
- Making the purchase support your personal finance “Life Plan”/goals
- How to be best prepared: research, credit, debt-to-income ratios, dealerships
- Understanding overall costs: financing, insurance, depreciation, maintenance
- Test driving a rental, online offers, walking in to pick up the car only, etc.
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Wednesday 9/13
  - Tuesday 10/3
Virtual Sessions:
- Registration required: Click on chosen session to register
Preparing for your future: Long-term “must know” investment strategies
Topics:
- Why every professional needs to be a millionaire in this country
- Losing the fear of money: Tips and strategies to get started now
- Investment options for the long term: Roth IRAs, Annuities, IRAs, 401Ks, 403Bs …
- Overcoming success blockers: Bad credit, a lack of education, delayed investing…
- Resources for your long-term success and potential early retirement
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Thursday 9/21
  - Wednesday 10/25
Virtual Sessions:
- Registration required: Click on chosen session to register
Living on your own: A personal financial guide for 1st timers
Topics:
- How to be prepared for this next big step in life.
- Financial aid as an off campus student and getting refunds for rent… .
- Options: Lease/rent? Buy? Roommates? Subletting? Location?...
- The costs: Rent, deposits, food, utilities, commuting, parking, insurance…
- Getting your finances in order: Your credit, savings, funding sources, DTI ratio…
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Monday 9/25
  - Tuesday 11/14
Virtual Sessions:
- Registration required: Click on chosen session to register
Navigating student loan repayment: A graduating student’s success guide
Topics:
- Strategic repayment choices that successfully support your “Life Plan” goals
- The 8 repayment options, Public Service Loan Forgiveness, and the new loan cancelation rules
- Deferment and forbearance options to protect your credit and manage your debt
- The “Pros and Cons” of federal loan and private debt consolidation
- The effects of loan repayment on your credit: “Multiplicity”
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Wednesday 11/8
  - Tuesday 11/28
Virtual Sessions:
- Registration required: Click on chosen session to register
Public Service Loan Forgiveness: How to potentially save thousands
Topics:
- Qualifying employers: EX: UM staff can qualify (501(c)(3)s…)
- Do your specific loans qualify for PSLF or meet the new loan cancelation rules?
- Qualifying payment plan choices and changing plans
- The PSLF Help Tool: Tips and resources for success
- COVID forbearance “payments”, taxability of forgiveness and cancelation, etc.
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Monday 11/6
  - Thursday 11/30
Virtual Sessions:
- Registration required: Click on chosen session to register
Buying a First Home: How to be ready for the "American Dream"
Topics:
- Understanding the real estate market, cost of living variances, and property values
- Make a home purchase that supports your ability to achieve your "Life Plan" goals
- Determine what your up-front costs will be and understand the TCO (Total Cost of Ownership)
- Learn about insurance, financing, and how to get the best rates
- Determine when buying doesn't make sense and how to avoid the emotional purchase
On-Campus Sessions:
- Held at 5pm in the Whitten University Center, Suite 2275
- RSVP to moneymgmt@miami.edu from your UM email with date and chosen time
  - Wednesday 9/27
  - Tuesday 10/17
Virtual Sessions:
- Registration required: Click on chosen session to register

Follow us on Instagram at UMoneyInsider for ongoing personal finance success tips, updates, and resources for your future.

Feel free to contact us at moneymgmt@miami.edu with any questions. If you would like to request a presenter to come speak to your club or organization about any aspect of personal finance, please submit this online presentation request form.

Money Talks Series

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