Money Talks Series

• Clarify life goals and values by connecting personal aspirations (career, lifestyle, and major milestones) to practical financial planning.
• Build a realistic budget that helps manage college expenses, income, and spending while developing healthy money habits.
• Understand taxes made simple, including basics of paychecks, W-4s, and common tax forms students are likely to encounter.Learn how credit works—credit scores, credit cards, loans, and how to build credit responsibly while avoiding common pitfalls.Explore investing fundamentals, including saving vs. investing, compound growth, and introductory concepts to start early with confidence.

Please email moneymgmt@miami.edu from your UM email, at least 3 business days before your chosen event below and you will receive the meeting invitation.

• 1/21 @ 5
• 1/27@ 1
• 2/3 @ 1
• 2/13 @ noon
• 2/20 @ 10
• 2/23 @ 1
• 3/16 @ 5
• 3/31 @ 1
• 4/7 @ 1
• 4/10 @ noon
• 4/22 @ 1

• Prepare for living independently by understanding rent, utilities, roommates, leases, and everyday living expenses.
• Navigate your first car purchase including budgeting, financing, insurance, maintenance, and total cost of ownership.
• Learn smart decision-making for major purchases by comparing needs vs. wants and evaluating short- and long-term financial impact.
• Understand the basics of property ownership such as renting vs. buying, mortgages, credit requirements, and upfront costs.
• Build financial confidence for big milestones with practical tools and strategies to plan ahead and avoid common mistakes.

Please email moneymgmt@miami.edu from your UM email, at least 3 business days before your chosen event below and you will receive the meeting invitation.

• 1/26 @ 1
• 1/28 @ 5
• 2/6 @ noon
• 2/18 @ 5
• 3/5 @ 5
• 3/24 @ 1
• 4/15 @ 1
• 4/20 @ 5

• Understand student borrowing by learning how student loans work, interest accrual, repayment options, and strategies to minimize debt.
• Prepare for future loans including auto, personal, and mortgage loans, with a focus on interest rates, terms, and affordability.
• Learn how banks and financial institutions operate, including checking and savings accounts, fees, and choosing the right services.
• Decode real-world finance concepts such as credit scores, interest, inflation, and how financial decisions affect long-term outcomes.
• Build smart financial habits now to strengthen financial independence, borrowing power, and overall financial well-being.

Please email moneymgmt@miami.edu from your UM email, at least 3 business days before your chosen event below and you will receive the meeting invitation.

• 1/26 @5
• 2/16 @ 1
• 3/20 @ noon
• 3/23 @ 5
• 4/3 @ 10
• 4/13 @ 1
• 4/15 @ 5

• Learn investing basics for college students, including stocks, bonds, mutual funds, ETFs, and the power of compound growth.
• Understand risk and return to make informed investment decisions aligned with short- and long-term goals.
• Build and maintain strong credit by learning how credit scores work, how to use credit cards responsibly, and avoid common mistakes.
• Explore beginner-friendly investment accounts such as brokerage accounts and retirement accounts (e.g., Roth IRAs).
• Develop a personalized action plan to start investing early while strengthening credit for future financial milestones.

Please email moneymgmt@miami.edu from your UM email, at least 3 business days before your chosen event below and you will receive the meeting invitation.

• 1/20 @ 1
• 2/2 @ 5
• 2/10 @ 1
• 2/11 @ 1
• 2/16 @ 5
• 2/27 @ 10
• 3/18 @ 5
• 3/20 @ 1
• 4/17 @ noon
• 4/21 @ 1

This 2.5 Hour Financial Success Workshop is an engaging and comprehensive session designed specifically for college students to enhance their financial literacy and build a solid foundation for future financial independence. This workshop covers essential topics including credit management, effective budgeting strategies, and goal setting to achieve financial milestones. Participants will gain practical insights into purchasing their first car or home, and learn key principles of investing, insurance, and tax filing. Through interactive discussions and hands-on exercises, students will develop actionable skills to manage their finances wisely, make informed decisions, and pave the way for a secure financial future.

Please email moneymgmt@miami.edu from your UM email, at least 3 business days before your chosen event below and you will receive the meeting invitation.

• 1/30 @ 10am
• 2/23 @ 5
• 3/27 @ noon
• 4/1 @ 5

• I received a W2 or 1099 form: Do I have to file taxes? Could I get a refund?
• Being claimed by your parent and filing your own taxes: “Yes you can!”
• Taxable income, common deductions, and credits that can lower your tax liability
• Understanding common forms used like the 1040, W-2, W-4, 1098-T, and 1099
• Tax withholdings from paychecks and payroll taxes for Social Security and Medicare
• Tax filing deadlines, extensions, and free filing options

Here is the schedule of these 1-hour online events this spring. Please click on your chosen date below to register for the zoom meeting. Be sure to register at least 24 hours before the event and add it to your calendar. 

• 2/13 @ 10am
• 2/17 @ 1pm
• 3/2 @ 5pm
• 3/4 @ 1pm
• 3/25 @ 5pm
• 4/6 @ 1pm
• 4/10 @ 10am

• Senioritis Maximus: Wanting to do/spend more on senior trips, time with classmates…
• Saving to get started independently: Emergency funds, deposits, expense planning…
• Job preparedness: Income projecting, cost of living and taxes (federal, state and local)
• Financial planning: Credit, Roth IRAs, 401k, 403b, 457 plans, profit sharing…
• Demystifying student loan payment options, deferments, forbearances & forgiveness
• Future borrowing preparedness: Car’s, Condo, home, rental properties…

Here is the schedule of these 1-hour online events this spring. Please click on your chosen date below to register for the zoom meeting. Be sure to register at least 24 hours before the event and add it to your calendar. 

• 1/23 @ 10am
• 2/4 @ 5pm
• 3/3 @ 1pm
• 3/23 @ 1pm
• 4/13 @5pm
• 4/24 @noon

• Special circumstance appeals: Can I get more FA now and what it my “Need” changes?
• Maximizing FA: Academics v. FA, FAFSA in October, term limits, final term prorations…
• Mapping out your 4 years and budgeting to support this
• COA’s going up: Housing, meal plans, books, insurance, rent, roommates…
• UM resources: Food pantry, interim housing, Canes Central…
• New federal loan rules for parents and students in 2026-2027

Here is the schedule of these 1-hour online events this spring. Please click on your chosen date below to register for the zoom meeting. Be sure to register at least 24 hours before the event and add it to your calendar. 

• 2/9 @ 5pm
• 2/25 @1pm
• 3/17 @ 1pm
• 3/30 @ 5pm
• 4/8 @ 5pm