Money Talks Series

Virtual sessions are offered at 12:00, 1:30, and 5:00 p.m. ET. Click on a subject below to see program descriptions, session dates, and links to register.

• Investing 101 for college students

  Topics:

  • Lose the fear - understanding your investment options and getting started now
  • Thinking long term and creating a written personal finance “Life Plan”
  • Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
  • Paying yourself first and other tips for future success
  • Debt vs. investing & strategic borrowing

  Session Dates:

  • Wednesday, January 26 at 12:00 p.m.
  • Monday, February 7 at 5:00 p.m.
  • Tuesday, February 15 at 1:30 p.m.

• First term at UM: Personal and college financial success strategies

  Topics:

  • Making your (or your parents) money last by staying educated on personal finance
  • The value of good credit, credit development, credit cards and ID theft in college
  • UM student employment, maximizing your aid in year two, graduation date delay cost
  • What happens to your aid if you rent next year
  • Developing your personal finance life plan

  Session Dates:

  • Monday, January 24 at 12:00 p.m.
  • Tuesday, February 1 at 5:00 p.m.

• The value of credit in your financial future: Developing a strong “financial resume”

  Topics:

  • Developing the best credit score and understanding it’s long-term value
  • Learning what and how different financial transactions affect you differently
  • Getting your credit report, understanding it and disputing transactions
  • Thinking long-term with your short-term decisions
  • Getting paid to pay your bills and controlling your spending

  Session Dates:

  • Tuesday, January 25 at 5:00 p.m.
  • Thursday, February 17 at 12:00 p.m.
  • Tuesday, February 21 at 1:30 p.m.

• Understanding real world finance, financial terminology and getting the best rates

  Topics:

  • Types of real world finance, their true costs and how each affects your credit
  • Financial success blockers that you can overcome
  • Learning the lingo—Understanding personal finance terminology
  • Getting the best rates and negotiating
  • Managing your debt and strategic borrowing to support your goals

  Session Dates:

  • Thursday, February 3 at 12:00 p.m.
  • Tuesday, March 1 at 5:00 p.m.
  • Wednesday, March 23 at 1:30 p.m.

• Investing 202: The sequel to Investing 101

  Topics:

  • Opening a Roth IRA now that you are working
  • Understanding investing apps and how to use them properly
  • How to avoid investing on emotion and make educated choices
  • Taxes and investing—Capital Gains 101
  • Financial advisors, robo-advisors, and your lost profit

  Session Dates:

  • Wednesday, March 2 at 12:00 p.m.
  • Monday, March 7 at 1:30 p.m.
  • Tuesday, March 22 at 5:00 p.m.

• Buying your first car: Strategies for success and saving

  Topics:

  • New or used, buy or lease, cash or finance—how to know what is best for you
  • Making the purchase support your personal finance life plan and goals
  • Research, credit, debt-to-income ratios, dealerships—how to be best prepared
  • Financing, insurance, depreciation, maintenance—understanding overall costs
  • What the dealerships don’t want you to know

  Session Dates:

  • Wednesday, February 23 at 12:00 p.m.
  • Monday, March 8 at 5:00 p.m.

   

• Life Plans: Creating long term financial goals and spending plans to secure your future

  Topics:

  • Tips and resources for staying in control of you long term success
  • Developing a written personal finance vision for your future life plan
  • Spending habit outcomes and creating a personal spending and savings plan
  • Understanding your priorities and the concept of paying yourself first
  • Keeping up with the Joneses and other success blockers

  Session Dates:

  • Wednesday, February 9 at 12:00 p.m.
  • Thursday, March 31 at 5:00 p.m.
  • Monday, April 11 at 1:30 p.m.

• Preparing for your future: Long-term “must know” investment strategies

  Topics:

  • Why every professional needs to be a millionaire in this country
  • Losing the fear of money: Tips and strategies to get started now
  • Investment options for the long term: Roth IRAs, Annuities, Mutual funds, 401Ks…
  • Overcoming success blockers: Bad credit, a lack of education, delayed investing…
  • Resources for your long-term success

  Session Dates:

  • Tuesday, February 22 at 5:00 p.m.
  • Wednesday, March 30 at 1:30 p.m.

   

• Living On Your Own for the First Time: A Personal Financial Guide 

  Topics:

  • Getting ready for this next big step in life
  • Financial aid as an off campus student, getting refunds for rent
  • Living options—Rent or buy? Roommates or sublet?
  • Getting your finances in order—credit, savings, funding sources
  • Costs of living—Rent, deposits, food, utilities, commuting, parking, insurance

  Session Dates:

  • Thursday, February 24 at 5:00 p.m.
  • Tuesday, March 29 at 1:30 p.m.
  • Wednesday, April 6 at 12:00 p.m.

• Navigating student loan repayment: A graduating student’s success guide

  Topics:

  • Deferment and forbearance options
  • Strategic repayment and the eight options to choose from
  • Public Service Loan Forgiveness
  • Loan and debt consolidation
  • The effects of loan repayment on your credit

  Session Dates:

  • Monday, March 21 at 5:00 p.m.
  • Tuesday, April 12 at 12:00 p.m.
  • Thursday, April 21 at 1:30 p.m.
  • Tuesday, April 26 at 5:00 p.m.

• Public Service Loan Forgiveness: How to potentially save thousands

  Topics:

  • Qualifying employment—UM staff can qualify
  • Do your loans qualify
  • Qualifying payment plan choices and changing plans
  • Tips and resources for success
  • Taxability of forgiveness

  Session Dates:

  • Monday, March 28 at 5:00 p.m.
  • Tuesday, April 19 at 12:00 p.m.
  • Thursday, April 28 at 1:30 p.m.

Feel free to contact us at moneymgmt@miami.edu with any questions or if you would like to request a presenter to come speak to your club or organization about any aspect of personal finance.