Money Talks Series

Topics:

• Are you ready to take control of your financial future? Join our Beginner Personal Finance Workshop and gain the essential skills and knowledge needed to build a solid financial foundation. This interactive 3-hour session will cover the fundamentals of budgeting, developing and maintaining good credit, the basics of investing, and creating life plans that align with your financial goals. With practical tools and strategies, you'll leave equipped to make informed financial decisions and set yourself on the path to financial independence. Don't miss this opportunity to invest in your future and gain the confidence to manage your finances effectively!

Virtual Sessions:

• Saturday 9/21 at 8:30am: If interested, please RSVP to moneymgmt@miami.edu, from your UM email, with details on the session you would like to attend, and more details will be sent to you. Please note that seating is limited. 

Topics:

• Elevate your financial literacy with our Level 2 Personal Finance Workshop! Designed for those ready to dive deeper into personal finance, this comprehensive 3-hour sequel to the Beginner Workshop on September 21st will cover advanced topics including buying your first car and home, advanced investing strategies, navigating real-world financial challenges, understanding insurance, managing independent living expenses, and mastering taxes. This workshop provides you with the knowledge and tools to make informed financial decisions and optimize your financial health. Join us to take your financial skills to the next level and achieve a secure and prosperous future. Sign up now to invest in your financial success!

Virtual Sessions:

• Saturday 10/12 at 8:30am: If interested, please RSVP to moneymgmt@miami.edu, from your UM email, with details on the session you would like to attend, and more details will be sent to you. Please note that seating is limited. 

Topics:

• This 3-Hour Financial Success Workshop is an engaging and comprehensive session designed specifically for college students to enhance their financial literacy and build a solid foundation for future financial independence. This workshop covers essential topics including credit management, effective budgeting strategies, and goal setting to achieve financial milestones. Participants will gain practical insights into purchasing their first car or home, and learn key principles of investing, insurance, and tax filing. Through interactive discussions and hands-on exercises, students will develop actionable skills to manage their finances wisely, make informed decisions, and pave the way for a secure financial future.

Virtual Sessions:

• Saturday 11/16 at 8:30am: If interested, please RSVP to moneymgmt@miami.edu, from your UM email, with details on the session you would like to attend, and more details will be sent to you. Please note that seating is limited. 

Topics:

• Lose the fear: Understanding your investment options and getting started now
• Thinking long term and creating a written personal finance “Life Plan”
• Basic concepts: Risk vs reward, diversification, portfolios, investment costs…
• Learn about different types of investments such as: CDs, stocks, bonds, mutual funds, and ETFs
• Debt vs. investing, strategic borrowing, online resources and more!

Beyond what is listed below, additional offerings will be held later in the term. Please check this site again in mid-September for the additional programming.

• 9/4 @ 1:30 PM
• 9/18 @ 1:30 PM

• 9/4
• 9/17
• 9/19

Topics:

• Tips and resources for staying in control of you long term financial success
• Developing a written personal finance vision for your future: Your “Life Plan”
• Spending habit outcomes and creating a “Personal spending and savings plan”
• Understanding your priorities, debt reduction, and the concept of “Paying yourself first!”
• Success strategies for where your money should go now and throughout your career

Beyond what is listed below, additional offerings will be held later in the term. Please check this site again in mid-September for the additional programming.

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• 9/6 at 10 AM
• 9/6 at 1 PM
• 9/11 at 1:30 PM
• 9/13 at 10 AM

Virtual sessions below will be held at 5:15 pm. Registration required: Click on chosen session date to register:

• 9/11

Topics:

• Developing the best credit score now and understanding it’s long-term value
• Learning what and how different financial transactions affect you differently
• Getting your credit report, understanding it, and fixing “broken” credit
• Staying educated: Thinking long-term with your short-term decisions
• Credit cards, getting paid to pay your bills, controlling your spending, etc.

Beyond what is listed below, additional offerings will be held later in the term. Please check this site again in mid-September for the additional programming.

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• 9/9 at 1:30 PM
• 9/27 at 10 AM
• 9/27 at 1 PM

Virtual sessions below will be held at 5:15 pm. Registration required: Click on chosen session date to register:

• 9/9
• 9/10
• 9/25

Topics:

• Opening my Roth IRA, researching stocks, and deciphering cryptocurrency
• Understanding investing apps: How to use them properly
• Never investing on emotion: Making educated choices
• Taxes and investing: Capital Gains Tax 101
• Financial advisors, Robo-advisors, and your potential lost profit

Beyond what is listed below, additional offerings will be held later in the term. Please check this site again in mid-September for the additional programming.

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• 10/2 at 1:30 PM
• 10/4 at 10 AM

Virtual sessions below will be held at 515 pm. Registration required: Click on chosen session date to register:

•  10/2 

Topics:

• Types of real-world finance, their true costs and how each affects your credit
• Financial success blockers that you can overcome
• Learning the “lingo”: Understanding personal finance terminology
• “It’s not just your credit score”: What you need to do to get the best rates
• Managing your debt and strategic borrowing to support your “Life Plan”/goals

Sessions will be offered later this term. Please check back in mid-September for the new offerings.

Topics:

• New or Used? Buy or Lease? Cash or Finance? Gas or Hybrid? What is best for me?
• Making the purchase support your personal finance “Life Plan”/goals
• How to be best prepared: research, credit, debt-to-income ratios, dealerships
• Understanding overall costs: financing, insurance, depreciation, maintenance
• Test driving a rental, online offers, walking in to pick up the car only, etc.

Beyond what is listed below, additional offerings will be held later in the term. Please check this site again in mid-September for the additional programming.

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• 9/16 at 1:30 PM
• 9/17 at 1:30 PM

Virtual sessions below will be held at 515 pm. Registration required: Click on chosen session date to register:

• 9/16

Topics:

• How to be prepared for this next big step in life.
• Financial aid as an off campus student and getting refunds for rent… .
• Options: Lease/rent? Buy? Roommates? Subletting? Location?...
• The costs: Rent, deposits, food, utilities, commuting, parking, insurance…
• Getting your finances in order: Your credit, savings, funding sources, DTI ratio…

Beyond what is listed below, additional offerings will be held later in the term. Please check this site again in mid-September for the additional programming.

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• 9/23 at 1:30 PM
• 9/25 at 1:30 PM

Virtual sessions below will be held at 515 pm. Registration required: Click on chosen session date to register:

• 9/23

Topics:

• Strategic repayment choices that successfully support your “Life Plan” goals
• The 8 repayment options, Public Service Loan Forgiveness, and the new loan cancelation rules
• Deferment and forbearance options to protect your credit and manage your debt
• The “Pros and Cons” of federal loan and private debt consolidation
• The effects of loan repayment on your credit: “Multiplicity”

Sessions will be offered after the December graduation application deadline. Please check back in mid-September for the new offerings. 

Topics:

• Qualifying employers: EX: UM staff can qualify (501(c)(3)s…)
• Do your specific loans qualify for PSLF or meet the new loan cancelation rules?
• Qualifying payment plan choices and changing plans
• The PSLF Help Tool: Tips and resources for success
• COVID forbearance “payments”, taxability of forgiveness and cancelation, etc.

Sessions will be offered after the December graduation application deadline. Please check back in mid-September for the new offerings. 

Topics:

• Understanding the real estate market, cost of living variances, and property values
• Make a home purchase that supports your ability to achieve your "Life Plan" goals
• Determine what your up-front costs will be and understand the TCO (Total Cost of Ownership)
• Learn about insurance, financing, and how to get the best rates
• Determine when buying doesn't make sense and how to avoid the emotional purchase

Sessions will be offered later this term. Please check back in mid-September for the new offerings.

Topics:

• I received a W2 or 1099 form: Do I have to file taxes? Could I get a refund?
• Being claimed by your parent and filing your own taxes: “Yes you can!”
• Taxable income, common deductions, and credits that can lower your tax liability
• Understanding common forms used like the 1040, W-2, W-4, 1098-T, and 1099
• Tax withholdings from paychecks and payroll taxes for Social Security and Medicare
• Tax filing deadlines, extensions, and free filing options

These sessions are reserved for the spring semester/Tax Season. Next semester's schedule will be live around January 1, 2025. 

Topics:

• Can I get financial aid for a Study Abroad? Fall/Spring? Summer?
• Determining program costs and how to set a budget for a chosen site.
• Understanding the value of the dollar/cost of living/expenses at each site?
• Timelines and the financial commitment
• UM vs non-UM programs: How these differ with credits and financial aid.

Beyond what is listed below, additional offerings will be held later in the term. Please check this site again in mid-September for the additional programming.

On Campus sessions will be held in the Whitten University Center and require an RSVP registration to get additional information on the session. If interested, please RSVP to moneymgmt@miami.edu from your UM email address and specify your chosen session.

• 9/30 at 1:30 PM

Virtual sessions below will be held at 515 pm. Registration required: Click on chosen session date to register:

• 9/30
• 10/1

Topics:

• Understanding the types: Car, Life, Medical, Dental, and Property
• Life insurance: Why most young people do not need it.
• Car insurance requirements and how to determine what it will cost.
• Florida: The NO FAULT state, points, traffic school…
• Employee benefits and how employers can help.

Sessions will be offered later this term. Please check back in mid-September for the new offerings